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Dear Mr Prospect
When the day comes, are you certain that your commercial insurance policy will be up to the mark? Or could it be well over it?
Your unique and special premises are key to the continuing success of your business. But as you know, buildings of ‘character’ pose some unique challenges. There are very few insurers that have a better understanding of those challenges than us. In fact, the year work started on building the Eiffel Tower, is the year we insured our first Heritage building.
Today all kinds of special buildings, large and small, listed and non-listed enjoy the quality of cover that our Heritage Commercial Insurance provides.
Start off on the right foot.
Because when it comes to the sum insured, many businesses don’t! Determining
what the sum insured should be for a Heritage building is a task that’s
best left to specialist surveyors; our teams use their considerable
experience to assess that figure accurately on your behalf. Ask your
local surveyor to calculate the figure and the chances are that you
will be paying a higher premium than you need – i.e., you’ll be over
insured, or even worse, substantially under insured .
Covering the
tangible…
We insure over 95% of the UK’s Anglican churches so we are fully aware
of the scale of the restoration costs for Heritage buildings, the timescales
for repairs and what it takes to meet the requirements and concerns
of interested third parties.
Over and above covering the usual fixtures and fittings your antiques, works of art and exhibits can all be included in your policy. And if you have monuments, memorials or statues in your grounds or gardens, we’ll provide cover for those as well.
…and
the intangible
Your Heritage Commercial Insurance policy can also provide cover against
business losses caused by a buildings or contents claim, legal liability
towards employees and the public, money, goods in transit, income protection
and catering equipment breakdown.
Special buildings deserve special
cover
If you would like to know more about how the Heritage Commercial Insurance
could provide your business with robust and comprehensive insurance cover,
please call me on 01234 567890, or e-mail XXXXXXXXXX. I’ll be pleased
to answer all your questions.